What are the contribution limits for Health Savings Accounts?

On 5/4/17, the IRS issued Revenue Procedure 2017-37 ( https://www.irs.gov/pub/irs-drop/rp-17-37.pdf) providing the updated HSA contribution limits, minimum deductible, and out-of-pocket maximum limits for 2018 HDHPs. The chart below provides the 2017 and the updated 2018 limits.

Contribution and Out-of-Pocket Limits for Health Savings Accounts and High-Deductible Health Plans


2018 2017                       
Change
HSA contribution limit
(employer + employee)
Self-only: $3,450
Family: $6,900
Self-only: $3,400
Family: $6,750
Self-only: +$50
Family: +$150

HSA catch-up contributions
(age 55 or older)*
$1,000 $1,000 No change**
HDHP minimum deductibles Self-only: $1,350
Family: $2,700
Self-only: $1,300
Family: $2,600
Self-only: +$50
Family: +$100

HDHP maximum out-of-pocket amounts
(deductibles, co-payments and other amounts, but not premiums)
Self-only: $6,650
Family: $13,300
Self-only: $6,550
Family: $13,100
Self-only: +$100
Family: +$200

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